
Business Banking
Agri/Business
Checking
A no-frills account built for managing
day-to-day business transactions.
Commercial
Checking
Access robust features and offset fees
with a best-in-market earnings credit.
Agri/Business
Freedom Club
An upgraded account that earns
interest and has no minimum balance.
Agri/Business
Interest
Checking
Earn interest on your checking balance
while handling business expenses.
Business
Money
Market
Grow larger balances with higher
interest
while maintaining liquidity.
Agri/Business
Savings
Account
Protect your funds while earning reliable interest.
Business Loans
Receive flexible financing with hometown service.
Whether you're expanding your operation, purchasing equipment, or improving your property, we offer a wide range of business and agriculture loans tailored to your needs. Many of our experienced loan officers grew up on farms and bring over 20 years of banking expertise to the table.
- Local decisions
All loan approvals happen right here in your community. - Personal service
We regularly visit your farm or business to save you time. - Deep understanding
We know the local economy and what it takes to succeed in rural Wisconsin and Minnesota communities.
We have a variety of financing options, including:
- Real Estate & Construction Loans
- Operating & Improvement Loans
- Equipment & Livestock Loans
- Farm-related Business Loans
- Farmer Mac Fixed Rate Loans
- FSA Guaranteed Loans
- Interest Assist Loans
We're proud to help local businesses and farms thrive. Let's talk about what's next for your business or farm.
Business Certificates
Looking for a secure way to grow your business savings? Oakwood Bank offers Business Certificates of Deposit (CDs) with competitive rates and flexible terms. Whether you're setting aside reserves or planning for future expenses, our CDs provide a safe and predictable return on your investment — backed by the strength of your local community bank.

Jim Vrchota
Senior Vice President

Brendan Haney
VP Business Banker

Nate Cote
Market President

Josh Beaudette
Commercial Loan Officer

Mason Bucher
Business Banker

Leslie Mohler
Business Banker