Business Banking

Agri/Business
Checking

A no-frills account built for managing
day-to-day business transactions.

Commercial
Checking

Access robust features and offset fees
with a best-in-market earnings credit.

Agri/Business
Freedom Club

An upgraded account that earns
interest and has no minimum balance.

Agri/Business
Interest
Checking

Earn interest on your checking balance
while handling business expenses.

Business
Money
Market

Grow larger balances with higher
interest while maintaining liquidity.

Agri/Business
Savings
Account

Protect your funds while earning reliable interest.

While banking has changed over the last century, our mission hasn't - to serve our customers with integrity, innovation, and heart.

William DeBruyckere, President & CEO

Business Loans

Receive flexible financing with hometown service.

Whether you're expanding your operation, purchasing equipment, or improving your property, we offer a wide range of business and agriculture loans tailored to your needs. Many of our experienced loan officers grew up on farms and bring over 20 years of banking expertise to the table.

  • Local decisions
    All loan approvals happen right here in your community.
  • Personal service
    We regularly visit your farm or business to save you time.
  • Deep understanding
    We know the local economy and what it takes to succeed in rural Wisconsin and Minnesota communities.

We have a variety of financing options, including:

  • Real Estate & Construction Loans
  • Operating & Improvement Loans
  • Equipment & Livestock Loans
  • Farm-related Business Loans
  • Farmer Mac Fixed Rate Loans
  • FSA Guaranteed Loans
  • Interest Assist Loans

We're proud to help local businesses and farms thrive. Let's talk about what's next for your business or farm.

Business Certificates

Looking for a secure way to grow your business savings? Oakwood Bank offers Business Certificates of Deposit (CDs) with competitive rates and flexible terms. Whether you're setting aside reserves or planning for future expenses, our CDs provide a safe and predictable return on your investment — backed by the strength of your local community bank.

Jim Vrchota

Jim Vrchota
Senior Vice President

507-410-2220
Email Jim

Brendan Haney

Brendan Haney
VP Business Banker

715-286-4444 Ext. 302
Email Brendan

Nate Cote

Nate Cote
Market President

507-410-2220 Ext. 504
Email Nate

Josh Beaudette

Josh Beaudette
Commercial Loan Officer

715-514-2327
Email Josh

Mason Bucher

Mason Bucher
Business Banker

715-286-4444 Ext. 303
Email Mason

Leslie Mohler

Leslie Mohler
Business Banker

715-983-2295 Ext. 133
Email Leslie